ATLAS Risk Cover Brokerage | Audit | Risk Management
Legal notices
Site presentation
The website https://www.atlasriskcover.com is the exclusive property of ATLAS RISK COVER.
Regulated activity
The firm is registered with ORIAS as an insurance broker and operates under the supervision of the Autorité de Contrôle Prudentiel et de Résolution (ACPR) – 4 Place de Budapest, CS 92459, 75436 Paris Cedex 09.
In accordance with Article L.521-2 of the French Insurance Code, the firm:
Does not hold any interest exceeding 10% in an insurance company.
Is not owned by an insurance company to more than 10%.
Is not subject to any contractual obligation to work exclusively with one or more companies.
Professional liability insurance
The firm has professional liability insurance and financial guarantees in accordance with Articles L.512-6 and L.512-7 of the French Insurance Code.
Pursuant to Article 6 of Law No. 2004-575 of 21 June 2004 on confidence in the digital economy, users of the website https://www.atlasriskcover.com are hereby informed of the identity of the various parties involved in its creation and monitoring:
Website ownership and hosting
Owner: ATLAS RISK COVER
Legal form: SASU
Share capital: €1,000
Intra-Community VAT number: FR41941604456
Registered office: 17, rue océane 44800 Saint-Herblain
RCS: Nantes No. 941 604 456
APE/NAF code: 6622Z – Insurance agents and brokers
ORIAS number: 25004530 (www.orias.fr)
Publication manager: Atlas Risk Cover
Email: contact@atlasriskcover.com
Webmaster: Atlas Risk Cover - contact@atlasriskcover.com
Host: OVH
Address: 2 rue Kellermann 59100 Roubaix 1007
For any complaints, please contact:
Complaints Department
Carine TOKPASSI
17, rue océane 44800 Saint-Herblain
Email: contact@atlasriskcover.com
In the event of a persistent disagreement, you can refer the matter to:
The Insurance Mediation Service
TSA 50110 – 75441 Paris Cedex 09
Email: le.mediateur@mediation-assurance.org
These GDPR legal notices are generated by the free generator provided by Orson.io
Terms and conditions of use of the website and services offered
The Website constitutes an intellectual work protected by the provisions of the Intellectual Property Code and applicable international regulations. The Customer may not in any way reuse, transfer or exploit for their own account all or part of the elements or works on the Website.
Use of the https://www.atlasriskcover.com website implies full and complete acceptance of the general terms and conditions of use described below. As these terms and conditions of use may be modified or supplemented at any time, users of the https://www.atlasriskcover.com website are invited to consult them regularly.
This website is normally accessible to users at all times. However, ATLAS RISK COVER may decide to interrupt access for technical maintenance purposes, in which case it will endeavour to inform users in advance of the dates and times of the intervention.
The website https://www.atlasriskcover.com is regularly updated by ATLAS RISK COVER, which is responsible for its content. Similarly, the legal notices may be modified at any time: they are nevertheless binding on the user, who is invited to refer to them as often as possible in order to take note of them.
Description of the services provided
The purpose of the website https://www.atlasriskcover.com is to provide information about all of the company's activities. ATLAS RISK COVER strives to provide information that is as accurate as possible on the website https://www.atlasriskcover.com/. However, it cannot be held responsible for any omissions, inaccuracies or deficiencies in updates, whether caused by itself or by third-party partners who provide this information.
All information provided on the https://www.atlasriskcover.com website is given for information purposes only and is subject to change. Furthermore, the information on the https://www.atlasriskcover.com website is not exhaustive. It is subject to change without notice.
Contractual limitations on technical data
The Website uses JavaScript technology. ATLAS RISK COVER cannot be held liable for any material damage related to the use of the website. Furthermore, users of the website undertake to access the website using recent, virus-free equipment and an up-to-date browser.
The https://www.atlasriskcover.com website is hosted by a service provider within the European Union in accordance with the provisions of the General Data Protection Regulation (GDPR: No. 2016-679).
The aim is to provide a service that ensures the best possible accessibility rate. The host ensures the continuity of its service 24 hours a day, every day of the year. However, it reserves the right to interrupt the hosting service for the shortest possible periods, in particular for maintenance, improvement of its infrastructure, failure of its infrastructure or if the Services generate traffic deemed abnormal.
ATLAS RISK COVER and the host cannot be held liable in the event of malfunction of the Internet network, telephone lines or computer and telephone equipment, particularly due to network congestion preventing access to the server.
Intellectual property and counterfeiting
ATLAS RISK COVER is the owner of the intellectual property rights and holds the rights of use for all elements accessible on the website, including text, images, graphics, logos, videos, icons and sounds. Any reproduction, ex , representation, modification, publication or adaptation of all or part of the elements of the site, regardless of the means or process used, is prohibited without the prior written authorisation of ATLAS RISK COVER.
Any unauthorised use of the website or any of the elements it contains will be considered as constituting an infringement and will be prosecuted in accordance with the provisions of Articles L.335-2 et seq. of the Intellectual Property Code.
Limitations of liability
ATLAS RISK COVER acts as the publisher of the website. ATLAS RISK COVER is responsible for the quality and accuracy of the Content it publishes.
ATLAS RISK COVER cannot be held liable for any direct or indirect damage caused to the user's equipment when accessing the website https://www.atlasriskcover.com, resulting either from the use of equipment that does not meet the specifications indicated in point 4, or from the appearance of a bug or incompatibility.
ATLAS RISK COVER cannot be held liable for any indirect damage (such as loss of business or loss of opportunity) resulting from the use of the website https://www.atlasriskcover.com. Interactive areas (where questions can be asked in the contact area) are available to users. ATLAS RISK COVER reserves the right to delete, without prior notice, any content posted in this area that contravenes the legislation applicable in France, in particular the provisions relating to data protection. Where applicable, ATLAS RISK COVER also reserves the right to hold the user liable in civil and/or criminal proceedings, in particular in the event of messages of a racist, abusive, defamatory or pornographic nature, regardless of the medium used (text, photograph, etc.).
Management of personal data
The Customer is informed of the regulations concerning marketing communications, the law of 21 June 2014 on confidence in the digital economy, the Data Protection Act of 6 August 2004 and the General Data Protection Regulation (GDPR: No. 2016-679).
Responsible for the collection of personal data
For Personal Data collected in connection with the creation of the User's personal account and their browsing on the Website, the data controller is: ATLAS RISK COVER, represented by its legal representative.
As the controller of the data it collects, ATLAS RISK COVER undertakes to comply with the legal provisions in force. It is responsible for determining the purposes of its data processing, providing its prospects and customers, upon obtaining their consent, with comprehensive information on the processing of their personal data, and maintaining a register of processing operations that reflects reality. Whenever ATLAS RISK COVER processes Personal Data, it takes all reasonable measures to ensure the accuracy and relevance of the Personal Data in relation to the purposes for which ATLAS RISK COVER processes it.
Purpose of the data collected
ATLAS RISK COVER may process all or part of the data:
to enable navigation on the Website and the management and traceability of the services ordered by the user: connection and usage data of the Website, billing, order history, etc.
to prevent and combat computer fraud (spamming, hacking, etc.): computer equipment used for browsing, IP address, password (hashed)
to improve navigation on the Website: connection and usage data
to conduct optional satisfaction surveys on https://www.atlasriskcover.com: email address
to conduct communication campaigns (text messages, emails): telephone number, email address
In any event, ATLAS RISK COVER only collects personal information about the user for the purposes of certain services offered on the https://www.atlasriskcover.com website. The user provides this information in full knowledge of the facts, particularly when entering it themselves.
ATLAS RISK COVER does not sell your personal data, which is therefore only used when necessary or for statistical and analytical purposes.
Right of access, rectification and opposition
In accordance with current European regulations, Users of https://www.atlasriskcover.com have the following rights:
the right to access (Article 15 of the GDPR) and rectify (Article 16 of the GDPR), update and complete User data the right to block or erase personal User data (Article 17 of the GDPR) when it is inaccurate, incomplete, ambiguous, outdated, or whose collection, use, communication or storage is prohibited
the right to withdraw consent at any time (Article 13-2c of the GDPR)
the right to restrict the processing of User data (Article 18 of the GDPR)
right to object to the processing of User data (Article 21 of the GDPR)
right to data portability for data provided by Users, where such data is subject to automated processing based on their consent or on a contract (Article 20 of the GDPR)
the right to determine the fate of Users' data after their death and to choose to whom ATLAS RISK COVER shall communicate (or not) their data to a third party they have previously designated
As soon as ATLAS RISK COVER becomes aware of the death of a User and in the absence of instructions from them, it undertakes to destroy their data, unless its storage is necessary for probative purposes or to fulfil a legal obligation.
If the User wishes to know how ATLAS RISK COVER uses their Personal Data, request to rectify it or object to its processing, the User may contact ATLAS RISK COVER in writing at the following address: ATLAS RISK COVER – DPO, 17, rue océane 44800 Saint-Herblain, or by email at . contact@atlasriskcover.com
In this case, the User must indicate the Personal Data that they would like ATLAS RISK COVER to correct, update or delete, identifying themselves precisely with a copy of an identity document (identity card or passport).
Requests for the deletion of Personal Data will be subject to the obligations imposed on ATLAS RISK COVER by law, in particular with regard to the storage or archiving of documents. Finally, users of the https://www.atlasriskcover.com website may lodge a complaint with the supervisory authorities, in particular the CNIL (https://www.cnil.fr/fr/plaintes).
Non-disclosure of personal data
ATLAS RISK COVER undertakes not to process, host or transfer the Information collected about its Customers to a country outside the European Union or recognised as "unsuitable" by the European Commission without first informing the customer at . However, ATLAS RISK COVER remains free to choose its technical and commercial subcontractors, provided that they offer sufficient guarantees with regard to the requirements of the General Data Protection Regulation (GDPR: No. 2016-679).
ATLAS RISK COVER undertakes to take all necessary precautions to preserve the security of the Information and, in particular, to ensure that it is not disclosed to unauthorised persons. However, if an incident affecting the integrity or confidentiality of the Customer's Information is brought to the attention of ATLAS RISK COVER, it shall inform the Customer as soon as possible and notify them of the corrective measures taken. Furthermore, ATLAS RISK COVER does not collect any "sensitive data".
The User's Personal Data may be processed by subsidiaries of ATLAS RISK COVER, subcontractors (service providers) and partners (insurance companies, brokers) exclusively for the purposes of this policy.
Incident notification
Regardless of the efforts made, no method of transmission over the Internet and no method of electronic storage is completely secure. We cannot therefore guarantee absolute security.
If we become aware of a security breach, we will notify the users concerned so that they can take appropriate measures. Our incident notification procedures take into account our legal obligations, whether at national or European level. We are committed to keeping our customers fully informed of all matters relating to the security of their accounts and to providing them with all the information they need to help them comply with their own regulatory reporting obligations.
No personal information about users of the https://www.atlasriskcover.com website is published without the user's knowledge, exchanged, transferred, ceded or sold on any medium whatsoever to third parties. Only in the event of the acquisition of ATLAS RISK COVER and its rights would the transmission of such information to the potential purchaser be permitted, who would in turn be bound by the same obligation to store and modify data with regard to users of the https://www.atlasriskcover.com website.
Security
To ensure the security and confidentiality of Personal Data and Personal Health Data, ATLAS RISK COVER uses networks protected by standard security measures such as firewalls, pseudonymisation, encryption and passwords.
When processing Personal Data, ATLAS RISK COVER takes all reasonable measures to protect it against loss, misuse, unauthorised access, disclosure, alteration or destruction.
Hypertext links, cookies and Internet tags
The https://www.atlasriskcover.com website contains a number of hypertext links to other partner sites, set up with the authorisation of ATLAS RISK COVER. However, ATLAS RISK COVER is not in a position to verify the content of the sites visited in this way, and therefore accepts no responsibility for them.
Cookies
Browsing the https://www.atlasriskcover.com website may create small files called "cookies" on the user's computer. These files include information such as the user's domain name, the user's Internet service provider, the user's operating system, and the date and time of access.
ATLAS RISK COVER may process information about the User's visit to the Site, such as the pages viewed and searches performed. This information enables ATLAS RISK COVER to improve the content of the Site and the User's online experience.
You can disable these cookies at any time and free of charge using the options available to you and listed below, bearing in mind that this may reduce or prevent access to all or part of the services offered by the Site.
Where applicable, ATLAS RISK COVER declines all responsibility for the consequences of the degraded functioning of the Site and any services offered, resulting from (i) the User's refusal of Cookies (ii) the impossibility for ATLAS RISK COVER to record or consult the Cookies necessary for their functioning due to the User's choice. Each browser has a different configuration for managing Cookies and the User's choices. This is described in the browser's help menu, which will tell you how to change your Cookie preferences.
Users may choose to express and modify their cookie preferences at any time. ATLAS RISK COVER may also use the services of external service providers to help it collect and process the information described in this section.
Finally, by clicking on the icons dedicated to the social networks Twitter, Facebook, LinkedIn and Google Plus, appearing on the https://www.atlasriskcover.com website or in its mobile application, and if the User has accepted the use of cookies by continuing to browse the ATLAS RISK COVER website or mobile application, Twitter, Facebook, LinkedIn and Google Plus may also place cookies on your devices (computer, tablet, mobile phone).
These types of cookies are only placed on your devices if you consent to them by continuing to browse the ATLAS RISK COVER website or mobile application. However, Users may withdraw their consent to ATLAS RISK COVER placing this type of cookie at any time.
Internet tags ("Tags")
ATLAS RISK COVER may occasionally use Internet tags (also known as "tags", "action tags", single-pixel GIFs, transparent GIFs, invisible GIFs and one-for-one GIFs) and deploy them through a specialist web analytics partner that may be located (and therefore store the corresponding information, including the User's IP address) in a foreign country.
These tags are placed both in online advertisements enabling Internet users to access the Site and on the various pages of the Site.
This technology enables ATLAS RISK COVER to evaluate visitors' responses to the Website and the effectiveness of its actions (for example, the number of times a page is opened and the information consulted), as well as the use of this Website by the User.
The external service provider may collect information about visitors to the Site and other websites through these tags, compile reports on the activity of the Site for ATLAS RISK COVER, and provide other services relating to the use of the Site and the Internet.
Applicable law and jurisdiction
Any dispute relating to the use of the https://www.atlasriskcover.com website is subject to French law. Except where the law does not allow it, the competent courts of Nantes shall have exclusive jurisdiction.